Religious Jews are protected from serving creditors. One of the 613 mitzvah is not to borrow with interest (Deuteronomy 23:20). Unwise borrowing puts you in a position of servitude (Proverbs 22:7).

And it shall be, when the Lord thy God shall have brought thee into the land which he sware unto thy fathers, to Abraham, to Isaac, and Jacob, to give thee great and goodly cities which thou built not. And houses full of all good things, which thou filled not, and wells diffed, which thou did not dig, vineyards and olive trees, which thou planted not; when thou shalt have eaten and be full.

Generosity is to help a deserving person without his request, and if you help him after his request, then it is either out of self-respect or to avoid rebuke.

One written word is worth a thousand pieces of gold.

If we command our wealth, we shall be rich and free; if our wealth commands us, we are poor indeed.

Be generous! Give to those whom you love; give to those who love you; give to the fortunate; give to the unfortunate; yes — give especially to those to whom you don’t want to give.